Medical records are an extremely important source of evidence in your disability claim. The records provide proof of the symptoms that disable you; they provide evidence of your treating provider’s opinion about your condition; and they provide proof of the period of time for which you have been disabled.
Medical records can also be a trap for the unwary. Doctors tend to record most of what you say to them during a visit. Let’s take a simple statement like “ I am feeling much better.” To you, that may simply mean your pain level has gone from an 8 to a 6. However, that kind of statement can be used by the insurance carrier to argue you are much improved and thus, no longer disabled. Another statement by your doctor that seems harmless: “Here for disability claim, needs certification of disability.” To you, this is a straightforward fact, but to the carrier, that same statement can be twisted into a request for a slanted opinion. Lastly, having your doctor note that you are taking a vacation can lead to problems with your claim. Remember, insurance carriers read notes scrupulously when they are looking for a reason to terminate benefits.
Having carefully considered, honest, accurate medical records is a critical piece of your disability claim.
If you or someone you has a disability claim, it is a good idea to work with an experienced attorney to get and/or keep you on claim. Please call Kantor & Kantor for a free consultation at 800-446-7529 or use our online contact form. We understand, and we can help.