On March 29, 2012, the United States Senate officially declared April as Parkinson’s Disease (PD) Awareness Month. With many clients who suffer from Parkinson’s Disease, Kantor & Kantor recognizes the magnitude of this illness and the importance of dedicating this month to research, promoting awareness, and spreading information about the disease.
The Parkinson’s Disease Foundation (PDF) is an organization with the mission to find a cure, to advance research, to increase knowledge, to empower the community and to ensure that those living with the disease enjoy the best quality of life possible. See http://www.pdf.org/en/mission
This organization offers valuable information for our clients and their families on topics that include: understanding the illness, coping with a recent diagnosis, managing PD and support for care partners and family. These are just a few examples of the many resources available on the PDF’s website. See http://www.pdf.org/.
In addition to providing assistance with coping with PD, the website can also serve as a valuable resource for those who choose to make a disability claim. If you have been diagnosed with PD, and the symptoms of the disease and side effects of treating medications becomes disabling, you might want to consider submitting a claim for disability benefits through your private or employer-provided disability plan.
Unfortunately, insurance companies don’t always understand how devastating and life changing this illness can be. If your Long Term Disability claim is denied, The Parkinson’s Disease Foundation can be used as a valuable resource when researching how to prove to your insurance company that your condition and its symptoms are disabling. One requirement of most disability policies is that the claimant be undergoing ongoing treatment for the disabling condition. This website provides information that helps you to understand exactly what type of care that is.
If you get your insurance coverage through your employer, as most people do, you fall under the umbrella of ERISA (Employee Retirement Income Security Act). Under the Employee Retirement Income Security Act, you have a legal right to appeal the denial of disability benefits. The burden and responsibility of proving your claim becomes yours. It is crucial for you to create a record of documented evidence during the appeal in case litigation becomes necessary in the future. Do NOT rely on your insurance company to help you.
Managing an appeal on your own can be risky if you are not physically or mentally capable. If the case becomes too complicated to handle on your own, you may want to seek out advice from a professional. Kantor & Kantor has a team of experts that work on a on a contingency fee basis, which means you only pay if we obtain a benefit for you. We understand the struggle of living with a chronic disease, and we are here to help. For questions about your long term disability claim, call (800) 446-7529.